• Hey, guest user. Hope you're enjoying NeoGAF! Have you considered registering for an account? Come join us and add your take to the daily discourse.

Trump, in Oval Office, signs first order on Obamacare

Status
Not open for further replies.

Kenclops

Banned
So, it's about giving the best excuse one can think of to get out of the individual mandate. I can already see people claiming exemption due to hardship because insurance premiums impact how many video games they can buy a month.
 
So, it's about giving the best excuse one can think of to get out of the individual mandate. I can already see people claiming exemption due to hardship because insurance premiums impact how many video games they can buy a month.

Maybe so many people wouldn't be refusing to get insured and instead eating the fine if the "insurance" offered through the exchange wasn't complete garbage.

$6,000+ deductible (Not to mention the 70/30 coinsurance after and 15,000(!) oopm) is completely unreasonable and more importantly unaffordable for the average American who lives paycheck to paycheck. Why pay hundreds of dollars a month for health insurance that is still going to bankrupt you if you ever actually have to use it?

I am on medicaid because I make below the poverty line (work part-time due to college) , but if I was working poor/lower middle class ($15,000-$35,000) I would absolutely eat the fine rather than pay hundreds of dollars each month for something that I will never be able to use.
 
Some greater context from Huffpo:

Timothy Jost, a law professor at Washington and Lee University, told The Huffington Post that the order mentions complying with the Administrative Procedures Act, which establishes a lengthy, drawn-out procedure for changing existing Obamacare regulations.

“Not much will probably happen, until Price, Verma, and the IRS commissioner are in place,” Jost said. “But then we will likely start seeing new proposed regulations and guidance that will interpret the ACA rather differently than the Obama administration did.”

Although the order appears to signal that Trump remains very serious about repealing the law, it could also give Congress a little more time to think about next steps, Jost said. “One interesting question is whether this will reduce the pressure on Congress to come up with an immediate repeal-and-replace plan, since they can now say that Trump is dealing with the problems the ACA caused,” Jost said.

This is mostly symbolism for now, as the relevant appointees continue to work their way through the confirmation process and the executive branch in general is going to be unusually understaffed. There are fights ahead, but Trump can't just magic Obamacare away with an executive order. There are defined legal procedures even for the things he can do unilaterally.
 
I am on medicaid because I make below the poverty line (part-time student in college) , but if I was working poor/lower middle class ($20,000-$35,000) I would absolutely eat the fine rather than pay hundreds of dollars each month for something that I will never be able to use.

But you would not pay hundreds of dollars a month for health insurance if you make above the poverty line. You would get subsidies.

However, If you live in a red state that didn't expand Medicaid and you make below the poverty line you get nothing. No help whatsoever, especially if you are a student. This actually keeps the poor from going to college because many colleges require you to have health insurance.
 

takriel

Member
Trump voters: "YES! Finally someone is undoing this awful Obamacare! I'm glad that this won't affect the Affordable Care Act, though!"
 
Trump has zero idea of how to run healthcare outside of the only thing he knows... business.

So he's going to treat us all like employees and fuck us over.

For some reason.
 

Irnbru

Member
Even though I know the guy saying his premiums would go down is a joke account, repealing the ACA will most likely have the opposite effect based on the way the health insurance, and insurance in general works. One of the key aspects is that as more people signed up over time the costs would go down. Of course immediately you would probably have a high percentage of sick people signing up raising rates, but any good study on the subject would show those rates going down over time as more and more people signed up becuase more money from not sick peoples was going into the system. What's going to happen now is tons of people can get dropped because fuck YOU and your pre-existing conditions you cost us too much and we want to make money. Rates will sharply go up and probably stay there until all the sick people are removed from the system. Then rates may go down ( although what's the motivation?), but at that point most people will probably die at your hands becuase all you care about is yourself. :)
 

Zen Aku

Member
"Hey Billy! How are ya? I heard you're getting that lung surgery soon!"

"Hi Bob, unfortunately I can't cause the damn government cut my healthcare plan.. now I can't find a way to pay for it. Damn crooked politicians taking away people only plan to get help!"

"But didn't you voted for President Trump?"

"Yes Bob... I did."

raw


we're all fucked.
 
As a Brit looking in I have never been able to comprehend the fact that you need medical insurance in America to get medication or life saving treatments. Like that blows my mind, the biggest super power in the West allowing its citizens to die when it could be prevented.

Fuck, here in Scotland we even get free prescriptions never mind we don't pay to be treated or have operations or anything like that.

Genuinely my heart goes out to those affected and I hope that this can somehow be prevented.
 

KDR_11k

Member
This was so damn obvious that anyone who didn't believe it would happen WANTED to be deceived.

As a Brit looking in I have never been able to comprehend the fact that you need medical insurance in America to get medication or life saving treatments. Like that blows my mind, the biggest super power in the West allowing its citizens to die when it could be prevented.

Fuck, here in Scotland we even get free prescriptions never mind we don't pay to be treated or have operations or anything like that.

Genuinely my heart goes out to those affected and I hope that this can somehow be prevented.

Welfare systems were mostly introduced by right-wing politicians trying to fend off the rise of socialism and avoid a communist revolution. I guess the US never had that "problem".
 

Zen Aku

Member
As a Brit looking in I have never been able to comprehend the fact that you need medical insurance in America to get medication or life saving treatments. Like that blows my mind, the biggest super power in the West allowing its citizens to die when it could be prevented.

That's what happens when the 1% has a firm grip on the country. It doesn't really matter if people in the other 99% doesnt get the life saving medicine or procedure they need.
 

Maledict

Member
This was so damn obvious that anyone who didn't believe it would happen WANTED to be deceived.



Welfare systems were mostly introduced by right-wing politicians trying to fend off the rise of socialism and avoid a communist revolution. I guess the US never had that "problem".

The NHS was set up by labour after world war 2 - one of the most redistributive and left wing governments in our history.
 
If this is what it takes for voters to learn, then I suppose it'll have to do. Good luck to everyone, and my sympathise to those who chose to vote for Clinton to keep their healthcare.
 

LordPusha

Member
US Healthcare is really worse than in some 3rd world countries, I can't believe that breaking an arm can make you go broke.
 

robochimp

Member
Maybe so many people wouldn't be refusing to get insured and instead eating the fine if the "insurance" offered through the exchange wasn't complete garbage.

$6,000+ deductible (Not to mention the 70/30 coinsurance after and 15,000(!) oopm) is completely unreasonable and more importantly unaffordable for the average American who lives paycheck to paycheck. Why pay hundreds of dollars a month for health insurance that is still going to bankrupt you if you ever actually have to use it?

I am on medicaid because I make below the poverty line (work part-time due to college) , but if I was working poor/lower middle class ($15,000-$35,000) I would absolutely eat the fine rather than pay hundreds of dollars each month for something that I will never be able to use.

For someone making 30k

Silver plan US average
Average deductible $3,000

Monthly premium $207

Out of pocket max $7150

http://kff.org/interactive/subsidy-...s[0][tobacco]=0&child-count=0&child-tobacco=0
 
Well, my life will soon be over. It was nice while I had the chance. Thanks, Trump.
Move to a different country ASAP if you have something terminal that you can't afford to treat. Heck, a one year visa in a country like Germany or Japan could save your life when you get it before a critical phase because you still become part of the local health-care system.
 

Shadybiz

Member
I'd say instead of the belittlement, try educating him (her? sorry). Seriously! I'm sure others would gain insight from it as well. This is not a sarcastic jackass post, I'm being completely sincere. I think people need to know this stuff and that includes myself.

Not the poster you're responding to, but I've gotta disagree. I've tried to explain to multiple people during the last several months why it is that they're wrong. Posting sources, explaining the bullet points...whatever. Nothing works. All people had to do was read credible sources and stay informed. They failed to do that, and now many of those same people, and more, will suffer. I will no longer resist calling people out on their bullshit and their stupidity.
 
As a Brit looking in I have never been able to comprehend the fact that you need medical insurance in America to get medication or life saving treatments. Like that blows my mind, the biggest super power in the West allowing its citizens to die when it could be prevented.

Fuck, here in Scotland we even get free prescriptions never mind we don't pay to be treated or have operations or anything like that.

Genuinely my heart goes out to those affected and I hope that this can somehow be prevented.

Would require less military spending and higher taxes. Which is basically a campaign death sentence.
 
So I'll be back to having no health insurance despite working full-time. Fuck this shit. Oh well, me and my GF decided we have to move to another state so we can have a kid without living in utter poverty. Already been putting out resumes. Hope I don't get sick.
 

Tigress

Member
YES!!! Maybe my health insurance will become somewhat affordable again. Insurance companies should not have a monopoly

Uh yeah. Thing is they still have a monopoly. It's a de facto one cause they know anyone in the US is fucked without them. Good luck if you have anything happen without one ... Hell, I'd be bankrupt even with one if my hospital wasn't charitable and forgave the costs my health insurance didn't cover. And that was before obamacare. And oh yeah, my insurance had kept on going up every year so it's not like not having obamacare kept my insurance from increasing every year (and I'm talking before the incident so don't say it was cause I was expensive for them. It was a raise across the board for everyone each year).

Oh and good luck now if you reach the maximum *lifetime* payout which will be legal for them to have again. I know a million dollars sounds like a lot but this is lifetime and if you get anything serious you can go through that. I already went through half of my lifetime limit from *one* incident. Just imagine if you get cancer that requires years of ongoing work.

And don't ever lose your health insurance if you have a pre existing condition, especially if it is an expensive one (like diabetes for example). Then if you ever want to get back on hey can deny you coverage for any pre existing condition. Even better if you don't tell them (even if it was something you weren't aware of and didn't even affect you) insurance companies have lawyers to look that up. And they'll keep taking your money until you get something expensive and then they'll deny you/drop you cause you lied to them about a pre existing condition (the condition doesn't have to have anything to do with what you need covered). We got horror stories of exactly that before obamacare. The one that was worse to me was a guy whose doctor didn't mention something cause it was so small it was not going to affect him. So he had no idea he had it. Applies for insurance later, gets it. They take his monthly payments. He gets cancer, insurance company doesn't want to pay so dig up his health history, see that and drop him saying he didn't tell them about a pre existing condition.
 

mattiewheels

And then the LORD David Bowie saith to his Son, Jonny Depp: 'Go, and spread my image amongst the cosmos. For every living thing is in anguish and only the LIGHT shall give them reprieve.'
So, does this actually mean that if ACA was going to fine me $700 or whatever for not signing up for it this year, that's probably not going to happen anymore?
 

Makai

Member
So, it's about giving the best excuse one can think of to get out of the individual mandate. I can already see people claiming exemption due to hardship because insurance premiums impact how many video games they can buy a month.
Yeah, the mandate wasn't even real anyway. A bunch of easy loopholes anyone could use to avoid payment. There were a few boxes you could check on TurboTax.
 

Tigress

Member
Maybe so many people wouldn't be refusing to get insured and instead eating the fine if the "insurance" offered through the exchange wasn't complete garbage.

$6,000+ deductible (Not to mention the 70/30 coinsurance after and 15,000(!) oopm) is completely unreasonable and more importantly unaffordable for the average American who lives paycheck to paycheck. Why pay hundreds of dollars a month for health insurance that is still going to bankrupt you if you ever actually have to use it?

I am on medicaid because I make below the poverty line (work part-time due to college) , but if I was working poor/lower middle class ($15,000-$35,000) I would absolutely eat the fine rather than pay hundreds of dollars each month for something that I will never be able to use.

You want unaffordable? Get in a bad car accident. Your car insurance max won't even come close to covering the bills. Then you will want health insurance and will wish you were only paying 6,000.

You know how much my motorcycle accident where really only my foot was damaged (damaged bad,y mind you but most all the bills were just to save it). 500,000. The most my car inurance and the other guys would cover is 150k. Even with my health insurance with less deductible than 6k I had to pay 20k of that (bargain compared to what it was, right? Just imagine if I didn't have it).

So, you really think 6000 is too much to pay? Oh, and you are young but eventually you will get sick (and car accidents or other accidents happen). Later in life you will get conditions. Without obamacare you might want to consider getting health insurance before pre existing conditions happen or your insurance isn't going to cover it (or may even deny you coverage). So in a way unless you are foolish you still have to buy healthcare. Sure it's free for now... But you risk screwing yourself over big time if you don't get it before something happens. And you are lucky you don't have a condition yet to be able to make that choice (hell, for me I have asthma. If I had No insurance I would not be able to find insurance to cover my asthma. At least that is relatively cheap compared to what other people have).
 

Thaedolus

Member
So, does this actually mean that if ACA was going to fine me $700 or whatever for not signing up for it this year, that's probably not going to happen anymore?

It's a tax in on a certain percentage of income depending on how much you make, I think the bottom threshold is like 40k or something.

I've got great insurance through work and my wife is in healthcare so we'd get great insurance through there if we needed it, so as an upper middle class white family we are, per usual, fine. My heart goes out to the less fortunate and I plan to protest for you today.
 

mattiewheels

And then the LORD David Bowie saith to his Son, Jonny Depp: 'Go, and spread my image amongst the cosmos. For every living thing is in anguish and only the LIGHT shall give them reprieve.'
It's a tax in on a certain percentage of income depending on how much you make, I think the bottom threshold is like 40k or something.

I've got great insurance through work and my wife is in healthcare so we'd get great insurance through there if we needed it, so as an upper middle class white family we are, per usual, fine. My heart goes out to the less fortunate and I plan to protest for you today.
Oh, so if I make under 40k, they would have just left me alone anyway?
 

hunchback

Member
I'm really worried about this. Especially the prescription side of it. If I lose that, then I'm stuck paying 1,400 a month for my meds.
 

Mr-Joker

Banned
As a Brit looking in I have never been able to comprehend the fact that you need medical insurance in America to get medication or life saving treatments. Like that blows my mind, the biggest super power in the West allowing its citizens to die when it could be prevented.

Fuck, here in Scotland we even get free prescriptions never mind we don't pay to be treated or have operations or anything like that.

Genuinely my heart goes out to those affected and I hope that this can somehow be prevented.

Indeed but our NHS is under threat with the current government trying their damndest best in trying to dismantle it and shove it onto the private sector.

Plus England NHS is really different from Scotland as we have to pay for our prescriptions, pay for eye care, put on the cheapest medication (I had my medication changed for that reason and had to get them to give me the original one back) and lately they're starting to charge deaf people for replacement ear mould and hearing aids.
 
So, does this actually mean that if ACA was going to fine me $700 or whatever for not signing up for it this year, that's probably not going to happen anymore?
The EO is too vague to know at this point. Expect the IRS to hit you with that penalty this year.

Obama did delay the implementation of the mandate/penalty for a year so it's possible this order will be interpreted by the IRS to give authority to lift the penalty for this year, but that will be a separate decision. Given that tax filings are potentially going on now or soon I'd be surprised if it were changed for this year. Maybe for next year.
 
As a Brit looking in I have never been able to comprehend the fact that you need medical insurance in America to get medication or life saving treatments. Like that blows my mind, the biggest super power in the West allowing its citizens to die when it could be prevented.

Fuck, here in Scotland we even get free prescriptions never mind we don't pay to be treated or have operations or anything like that.

Genuinely my heart goes out to those affected and I hope that this can somehow be prevented.
This sounds lovely,instead we've got this clusterfuck of a confusing system cause people are scared of socialism and people who don't look like them:/
 
Status
Not open for further replies.
Top Bottom