beelzebozo
Jealous Bastard
thanks man. signed up for this.
ThisSo if you don't complete the registration on the given date then you're not officially enrolled in their program? Does that mean you didn't give up your rights to sue?
No, that arbritration clause doesnt affect this incident. You can enroll.So if you don't complete the registration on the given date then you're not officially enrolled in their program? Does that mean you didn't give up your rights to sue?
So if you don't complete the registration on the given date then you're not officially enrolled in their program? Does that mean you didn't give up your rights to sue?
Complete horse shit... I'm trying to put a fraud alert through Transunion as I'm not sure about the freeze yet, but it keeps on giving me technical errors.
Complete horse shit... How the fuck are any of these companies allowed to do these things when they literally deal with people's personal identities...
Edit: Went to annual credit report and chose experian to get one and I get another error saying Experian is not available.. I'm pretty sure I just wasted one of the three.. Jesus..
No, that arbritration clause doesnt affect this incident. You can enroll.
An initial fraud alert can make it harder for an identity thief to open more accounts in your name. When you have an alert on your report, a business must verify your identity before it issues credit, so it may try to contact you. The initial alert stays on your report for at least 90 days. You can renew it after 90 days. It allows you to order one free copy of your credit report from each of the three credit reporting companies. Be sure the credit reporting companies have your current contact information so they can get in touch with you.
Also known as a security freeze, this tool lets you restrict access to your credit report, which in turn makes it more difficult for identity thieves to open new accounts in your name. That's because most creditors need to see your credit report before they approve a new account. If they can't see your file, they may not extend the credit.
No. A credit freeze does not affect your credit score.
A credit freeze also does not:
- prevent you from getting your free annual credit report
- keep you from opening a new account, applying for a job, renting an apartment, or buying insurance. But if you're doing any of these, you'll need to lift the freeze temporarily, either for a specific time or for a specific party, say, a potential landlord or employer. The cost and lead times to lift a freeze vary, so it's best to check with the credit reporting company in advance.
- prevent a thief from making charges to your existing accounts. You still need to monitor all bank, credit card and insurance statements for fraudulent transactions.
A freeze remains in place until you ask the credit reporting company to temporarily lift it or remove it altogether. A credit reporting company must lift a freeze no later than three business days after getting your request. The cost to lift a freeze varies by state.
If you opt for a temporary lift because you are applying for credit or a job, and you can find out which credit reporting company the business will contact for your file, you can save some money by lifting the freeze only at that particular company.
I doubt it if thats the response they sent to a State AG who was challenging it.Eh, that is what their press agency says. A year from now lawyers for Equifax may try and argue something different tho.
Thank you
did you enroll in their program?
I used that website. So that means I'll have to send a letter?
To be honest, I wouldn't even bother with that shady ass site, and just assume the worst and get to freezing your accounts or calling your banks. I absolutely regret even opening that shitty website at all.
this site throws an invalid ssl certificate error..
Put together some info.
How do I check if I am part of the data breach?
Keep two things in mind:
1- The site isn't exactly reliable in terms of telling you whether you have been affected or not.
2- If you ENROLL, it might prevent you from suing the company.
https://trustedidpremier.com/eligibility/eligibility.html
Your best bet is to assume you were affected by the hack.
Is Canada/UK citizens affected?
Yes, but it is "limited personal information" according to Equifax.
Setting up a fraud alert:
Setting up a credit freeze:
When you set up a freeze, you will need to set up a PIN. You need the PIN in order to unfreeze the account. Don't lose the PIN!
Links:
-Cost by state.
-By phone:
Equifax 1-800-349-9960
Experian 1‑888‑397‑3742
TransUnion 1-888-909-8872
-Online:
Equifax
Experian
TransUnion
So we are all basically screwed?
¯_(ツ_/¯
¯\_(ツ_/¯
¯\_(ツ_/¯
Well GAF i dont know if this has something to do with the Equifax hacked.. but my Amazon account got hacked this morning, and someone tried to purchased a Mavic drone and Sharp OLED tv. Luckily my CC never authorized the purchased.
I've been on the phone all morning with Amazon and my banks to get this resolved.
Well GAF i dont know if this has something to do with the Equifax hacked.. but my Amazon account got hacked this morning, and someone tried to purchased a Mavic drone and Sharp OLED tv. Luckily my CC never authorized the purchased.
I've been on the phone all morning with Amazon and my banks to get this resolved.
Amazon does two factor?i would recommend turning on two factor authentication
So I'm just realizing that if I want to freeze with Equifax, I have to fucking give Equifax 10 dollars for their fuck up and my added security for peace of mind. WTF is this racket? Why aren't they offering this for free for all people?
If I do a fraud alert do I really need to do a freeze? Don't they need to contact me first if someone tries to open an account in my name?
Amazon does two factor?
I wonder if they have the capacity to freeze everyone's accounts automatically and send out PINs en masse? I feel like that'd just leave them open to more shit though, if they suddenly are flooding the mail with letters for people containing their personal information, wouldn't that just become a new target?
Yeah I could see that. It wouldn't be too hard for them to put out a PR statement indicating to go to the site a request a freeze for free until 9/15 or something along those lines. Just feels dirty to have to pay them for this freeze when its their fault I feel the need to do it.
I froze my account with Equifax fast and easy and got one of these laughable PIN numbers. Like absolutely pathetic. The last 4 digits are the time you fucking did it.
The other 2 wouldn't let me do it, I got errors. I wonder if they are being swamped maybe? I am just trying to get this done before I lose power here in Florida.
I was able to freeze all 3 about a half hour ago and it worked fine. Maybe a browser thing? The sites aren't exactly state of the art unfortunately, I used Chrome.
yikes, and they weren't notified of the breach either. hmmm
yikes, and they weren't notified of the breach either. hmmm
Question: I never signed up for any of the three and neither does my tech-illeterate family. Is it possible that I am also affected?
Am I the only person not freaking out about this?
If 40% of Americans are affected, then any mass tampering with credit will be dealt with. And there are remedies even if your credit is messed with.
Just monitor your credit regularly and chill out. Doing all this freezing stuff and pulling your hair out seems to be an overreaction, in my opinion.
I froze my account with Equifax fast and easy and got one of these laughable PIN numbers. Like absolutely pathetic. The last 4 digits are the time you fucking did it.
The other 2 wouldn't let me do it, I got errors. I wonder if they are being swamped maybe? I am just trying to get this done before I lose power here in Florida.
What do you mean by 'will be dealt with'? By who? And how long should I expect my specific case to be 'dealt with' if I'm one of however many million that may get their credit messed with?
'Freaking out' is not what I'd call the correct approach to this, but from what I have heard getting your identity stolen is an absolute nightmare. So I definitely don't think taking precautionary measures such as spending $30 and taking 5 minutes out of my time to put in credit freezes should be considered freaking out about the situation. This is a pretty serious thing, more people should be taking these precautionary measures if they think their information/identity is involved.
This is highly doubtful. Also once something gets on your credit report, no matter how erroneous, it usually takes months to get removed.Am I the only person not freaking out about this?
If 40% of Americans are affected, then any mass tampering with credit will be dealt with. And there are remedies even if your credit is messed with.
Just monitor your credit regularly and chill out. Doing all this freezing stuff and pulling your hair out seems to be an overreaction, in my opinion.